How To Balance A Retirement Plan In An Unstable Time

The upheaval of 2020 has upended many financial plans, causing people to reassess their retirement strategies. More uncertainty lies ahead in 2021 with regard to COVID-19 and its effect on the economy. In this unstable setting, keeping a retirement plan balanced is essential, but many people are missing an important piece – a whole life […]

Can You Rid Yourself Of 2020’s Financial Stress As We Head Into 2021?

By Alan Becker ~ 2020 has been a tough year for nearly everyone, and that may be especially true for retirees and those nearing retirement who suddenly are worried about whether their careful planning and years of saving could be upended by events beyond their control.

Financial Focus: Investment Lessons from 2020

How Young Professionals Should Save And Invest – No Matter The Pandemic’s Effects

By Albert Lalonde ~ When starting a retirement savings and investment plan, the rule of thumb is the earlier, the better. For young professionals, that can be easier said than done. High rent, student loan payments, and modest junior-level salaries make saving a challenge. And now in this unprecedented year come the dynamics adding economic […]

Lifesaving Benefits of a Reverse Mortgage

We have a few simply questions for you. 1) Are you a homeowner 62 or older?  2) Have you ever found yourself having to choose between buying food or medicine?  3) Have you had to put off a medical or dental procedure due to lack of funds?  If you answered “YES” to any of the […]

Reduce or Eliminate Your Financial Woes

By Jim Doyle ~ “When my husband died several years ago, I became the sole supporter of my household. I worked hard to make my house payments but found myself struggling, falling deeper into debt each month. My son encouraged me to get a reverse mortgage but I was stubbornly determined to go it alone. […]

Financial Focus – Ideas for Thanking Your Family

By Jeremy Laufer ~ It’s almost Thanksgiving. And although 2020 may have been a difficult year for you, as it has been for many people, you can probably still find things for which you can be thankful – such as your family. How can you show your appreciation for your loved ones?

Why Your Home’s Health is Important?

For most retired homeowners, living on a fixed-income is truly a challenge. Having little to no extra monthly income to cover unexpected medical expenses, home repairs or even basic needs like food and medicine in some cases. And, many do not have a financial safety net or children that can step in and help, they […]

3 Ways To Prevent The Pandemic From Spoiling Your Retirement – Whenever It Is

By Albert Lalonde ~ The pandemic has brought the possibility that some older workers will have to retire sooner than they planned. One factor is that people 65 and above are considered to be among the highest-risk groups for severe illness from COVID-19. Thus, as the economy opens back up, baby boomers in particular are […]

A Real Look at Fixed Indexed Annuities (FIAs)

“I heard I could get an investment where I couldn’t lose money, could keep up with the stock market, and it was FREE!” Seems made-up, right? Unfortunately, this is an all too common comment in the world we live in. Investors who are looking for lower costs, higher returns, and also safety – all wrapped […]

Financial Focus: Financial Moves for Widows and Widowers

If you’ve recently become a widow or widower, you’re obviously dealing with an enormous emotional burden, and coping with your grief can seem like a full-time struggle. Unfortunately, the business of life must go on – and the financial moves you make at this time can have a big impact on your life.

Don’t Let Mortgage Payments Burn Through Retirement Savings

The total debt burden for Seniors has skyrocketed over the past 2 decades according to data from the Federal Reserve Bank of New York published in February, 2020.

5 Financial Pressure Points To Evaluate During COVID Times

By John L. Smallwood, CFP ~ Financial pressure is a part of life for most people, and now the c pandemic has brought new financial pressure points or exacerbated existing ones for many individuals and families. But to navigate those pressures and build a successful financial strategy, you must first identify where the pressures are […]

Estate Planning During a Pandemic: Steps to Take

By Jeremy Laufer ~ The coronavirus pandemic has certainly caused havoc and concern for many people, particularly in regard to their health and their finances – and these two areas intersect in estate planning. So, if you haven’t drawn up your estate plans yet, or you think they may need to be revised, now may […]

Reverse Mortgages Provide Financial Security

By Paulette Wisch, Reverse Mortgage Manager Universal Lending Corporation ~ Frank and Ramona retired from their jobs expecting their Social Security and pension checks would sustain a comfortable retirement.  But about two years ago, rising healthcare costs, increased heating bills, and the need to replace a car left them wondering whether they could make it […]

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