By Jim Doyle ~ It’s November—already. Every year I’m surprised by how quickly the holiday season arrives. This time of year is filled with food, memories, and my favorite, the Christmas light displays! It can be an expensive—and certainly stressful—time if your budget is stretched due to a fixed income.

By Jim Doyle ~ Are you one of the estimated five million Americans 62 years and older who have a HELOC (Home Equity Line of Credit) as either your first lien or second mortgage? Many home owners have been paying interest only and are nearing the time for their HELOC to reset with a higher […]

By Jim Doyle ~ According to author Wade Pfau, Ph.D., CFA in article in Retirement Researcher, financial planning research has shown that coordinated use of a reverse mortgage starting earlier in retirement outperforms waiting to open a reverse mortgage as a last resort option once all else has failed.

By Jim Doyle ~ According to a study recently released by Fannie Mae, more baby boomer retirees have mortgage debt than those retirees who were born between 1931 and 1935.

The July 13th, 2019 radio programs, Your Money Your Retirement airing at 2:00 pm on 630 KHOW and KOA Q & A with Ed Greene airing at 7:30 am on 850 KOA, hosted by Ed Greene and Colorado Retirement Expert Linda Gardner will feature the #1 New York Times Bestselling author of The Automatic Millionaire, […]

By Jim Doyle ~ If you have paid off your home and have no mortgage, you have done well and should feel proud of your accomplishment. It took faithfulness and sacrifice to achieve that mile marker. Your home is likely your greatest asset, and yet the money that is in the home, your equity, is […]

By Jim Doyle ~ “I’ve lived in my home for over 30 years. I didn’t want to leave it and go where I don’t know the neighbors. A reverse mortgage allowed me to have the security of staying in my home without a mortgage payment. That increased the money in my monthly budget. What a […]

By Jillian Sarmo, Investor Education and Public Affairs Coordinator ~ Every year when the snow finally clears away and the grass turns green, most people start to feel the familiar itch to “spring clean” their homes. “Spring Cleaning” is a term that originally referred to removing soot and grime build-up in the home. Years ago, the […]

Shopping local is in the news as the national retailer, Amazon, is coming under scrutiny for being the cause of small businesses struggling or going out of business. National or out-of-state lenders also offer home loans, including reverse mortgages, but working with a local company is far more beneficial to you.

The somewhat emotional angst of simply hearing the words, life insurance, can be daunting to a vast number of us. While there are certain stigmas associated with this type of insurance, many do not understand the true importance or value that this can offer someone at any stage of their life. Often as a result, […]

Now that tax season is over, it’s probably a good time to evaluate some financial “best practices” for the rest of the year. A good spring-cleaning can clear out the clutter to let you see a clear path for your future. Social Security is always here to help. Even if you just started working, now […]