Financial

Medicare Savings Programs

Medicare is extremely important for older adults. It helps with hospital visits, routine care, specialty visits, and prescription drug costs. However, it isn’t free. Medicare, just like any other type of insurance, requires individuals to pay premiums, deductibles, and co-pays. These costs can be a huge financial obstacle for individuals living on fixed incomes. Luckily, […]

It’s Not Easy, But Look Past the Market Selloff

These are challenging times. Like everyone, you are concerned about keeping your family safe and healthy, and you’re doing your part to help protect your community from the effects of the coronavirus. And if you’re an investor, you must also address your financial situation. How should you respond to the current market volatility and recent […]

Six Ways Grandparents Can Set Up Savings for Their Grandkids

Millions of Americans fall into the “people with grandchildren” category, and many are concerned about helping their grandkids financially. In a recent national AARP survey, most grandparents have, on average, four to five grandchildren.Those grandparents spend an average of $2,562 annually on their grandchildren, about $179 billion per year.

Is a Reverse Mortgage Right for You?

“When I looked into a reverse mortgage, I didn’t know what my kids might think! Turns out they encouraged me! They wanted me to be able to enjoy my retirement without worrying about bills every month. I am so glad that I did it! A reverse mortgage was just right for me.” ~RJ With a […]

Estate Plans Can Help You Answer Questions About the Future

The word “estate” conjures images of great wealth, which may be one of the reasons so many people don’t develop estate plans – after all, they’re not rich, so why make the effort? In reality, though, if you have a family, you can probably benefit from estate planning, whatever your asset level. And you may […]

Making a Reverse Mortgage A First Option in Retirement

For those 62 and older that are planning to stay in their home, obtaining a Home Equity Conversion Mortgage (HECM) more commonly known as a Reverse Mortgage, through a qualified reverse mortgage broker is all part of a beneficial financial planning strategy.

Local vs. National

By Jim Doyle ~ Technology really is amazing. There are so many things possible via a computer or phone that weren’t possible a decade ago. For people who struggle with mobility, this is a life saver! However, there are still areas where face-to-face communication is preferred. Certainly, the best option of all is a company […]

Unlock Money for the Holidays

By Jim Doyle ~ It’s November—already. Every year I’m surprised by how quickly the holiday season arrives. This time of year is filled with food, memories, and my favorite, the Christmas light displays! It can be an expensive—and certainly stressful—time if your budget is stretched due to a fixed income.

HELOC or HECM?

By Jim Doyle ~ Are you one of the estimated five million Americans 62 years and older who have a HELOC (Home Equity Line of Credit) as either your first lien or second mortgage? Many home owners have been paying interest only and are nearing the time for their HELOC to reset with a higher […]

Use a Reverse Mortgage to Fund Retirement

By Jim Doyle ~ According to author Wade Pfau, Ph.D., CFA in article in Retirement Researcher, financial planning research has shown that coordinated use of a reverse mortgage starting earlier in retirement outperforms waiting to open a reverse mortgage as a last resort option once all else has failed.

Five Things to Watch Out for When Buying Long-Term Care Insurance

By Herb White, CFP, MBA ~ You’ve researched long-term care insurance (LTCI) and are seriously thinking of buying a policy. Just make sure you’re doing it for the right reasons–don’t be swayed by unsubstantiated sales pitches. Here are some claims you’ll want to think twice about.

More Baby Boomers turn to Reverse Mortgage

By Jim Doyle ~ According to a study recently released by Fannie Mae, more baby boomer retirees have mortgage debt than those retirees who were born between 1931 and 1935.

Handling Market Volatility

By Herb White, CFP, MBA ~ Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it’s your money at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the […]

Your Money Your Retirement Special Guest: Best-Selling Author of “The Latte Factor” David Bach

The July 13th, 2019 radio programs, Your Money Your Retirement airing at 2:00 pm on 630 KHOW and KOA Q & A with Ed Greene airing at 7:30 am on 850 KOA, hosted by Ed Greene and Colorado Retirement Expert Linda Gardner will feature the #1 New York Times Bestselling author of The Automatic Millionaire, […]

Live Your Best Retirement

By Jim Doyle ~ If you have paid off your home and have no mortgage, you have done well and should feel proud of your accomplishment. It took faithfulness and sacrifice to achieve that mile marker. Your home is likely your greatest asset, and yet the money that is in the home, your equity, is […]


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