Financial

Financial Focus: Can you reduce the Medicare surcharge?

By Jeremy Laufer ~ Before you turn 65, you’ll want to become familiar with Medicare’s rules and features. And if you’re a high earner, you’ll want to be especially aware of the Medicare premium surcharge — because, over time, it can add up to some significant dollars.

Financial Focus: COLA is sweet for Social Security recipients

By Jeremy Laufer ~ If you receive Social Security, you’ve probably already heard that your checks in 2023 will be bigger – considerably bigger, in fact. How can you make the best use of this extra money?

Reverse Mortgage Facts – You Have Options

By Paulette Wisch, Universal Lending ~ Many homeowners realize their greatest financial asset is the equity or money they have accumulated in their homes.  If we want to use this money, we consider either selling the home or borrowing against it.  The problem with selling is, we still need a place to live, if we […]

Financial Focus: Protect financial accounts from “cyberthieves”

By Jeremy Laufer ~ Cybercrime is booming. In 2021, the FBI reported that cybercriminals scammed nearly $7 billion from Americans — a figure slightly higher than the gross domestic product (GDP) of Switzerland for that year, according to research organization World Economics. How can you protect yourself from cyberthieves?

Financial Focus: Should you consolidate retirement accounts?

By Jeremy Laufer ~ One of the rewards for working over several decades is the ability to contribute to tax-advantaged retirement accounts, which can help provide needed income for you when you do retire. As the years went by, you may well have accumulated several retirement accounts, such as IRAs and 401(k)s or similar employer-sponsored […]

Financial Focus: Don’t overlook importance of cash

By Jeremy Laufer ~ If you’re an investor, you no doubt pay a great deal of attention to your stocks, bonds and mutual funds. But you shouldn’t forget another key element of your financial strategy: cash.  Cash is part of any financial strategy and investment portfolio, but how much have you thought about the different […]

Financial Focus: Sept. 2022

What should Alzheimer’s caregivers know? ~ By Jeremy Laufer ~ If you have a family member who has been diagnosed with Alzheimer’s disease or is starting to show symptoms, you will face some real challenges. Navigating the Alzheimer’s experience involves a long journey, and there’s no easy answer for how you can cope with your […]

Financial Focus: 529 plans, Underused but valuable

By Jeremy Laufer ~ In just a few weeks, students will be heading off to college – and parents will be getting out their checkbooks. Without a college-bound student in your home right now, you might not be thinking much about tuition and other higher education expenses, but if you have young children, these costs […]

Signs That You Need to Take Over the Reigns of Your Senior Loved Ones Finances

By James Hall ~ Managing one’s finances properly is a challenging task no matter your age but this can become even increasingly difficult as you age and you don’t have the financial freedom that you once had. For example, you may be witnessing a senior loved one grapple with the issue of their finances for […]

Financial Focus: How can you cope with market volatility?

By Jeremy Laufer ~ These are unsettling times for investors. Even before the geopolitical crisis involving Russia and Ukraine, the financial markets were facing headwinds due to higher inflation, the anticipation of rising interest rates and the continuing effects of the pandemic. As an individual investor, should you take some type of action?

Financial Focus: Watch for changes in RMDs

By Jeremy Laufer ~ If you’re a certain age, you’ll need to withdraw money from some of your retirement accounts each year. But in 2022, the amount you must take out may be changing more than in other years – and that could affect your retirement income strategy.

Financial Focus: Don’t fall victim to tax scams

By Jeremy Laufer ~ It’s that time of year, when we gather our W-2s, 1099s and all the other forms and documents we need to file our taxes. However, it’s also busy season for tax scammers. How can you avoid being scammed?

Financial Focus: Don’t avoid ‘taboo’ topics with older parents

By Jeremy Laufer ~ If your parents are getting close to retirement age, or are already retired, it may be time to talk with them about financial and aging issues, some of which may involve difficult conversations. For the sake of everyone in your family, don’t avoid these “taboo” topics.

Financial Focus: Maximize your charitable giving

By Jeremy Laufer ~ The Tuesday after Thanksgiving has become known as Giving Tuesday, when people are encouraged to donate to charitable organizations. If you’d like to take part in this special day, you’ll want to maximize the effectiveness and benefits of your charitable gifts.

Financial Focus: Are your loved ones prepared to be caregivers?

By Jeremy Laufer ~ Once you’re retired and your children are grown, they are likely “off the books,” as far as your financial responsibility for them is concerned. Yet, you’re probably still prepared to do anything to help them – but are they ready to take care of you if the need arises?


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