Financial Focus: How is your retirement income taxed?

Once you’re retired, you will likely need to draw on several types of income for your living expenses. You’ll need to know where these funds are coming from and how much you can count on, but you should also be aware of how this money is taxed — because this knowledge can help you plan […]

Join us for Golden Conversations, Tuesday, May 21st, 5.30 – 7.15 pm

We are excited for our Special Guest Speaker this month, Christopher Hill, with  Ambient Financial Advisors.  In our role as caregivers and family members walking alongside our parents, finances and the emotional side of money is often at the forefront.  Chris knows this world all too well.  Chris will share his knowledge and experience, highlighting […]

An unexpected crisis: the financial impact of Alzheimer’s disease

One in nine Americans age 65 and older– including 76,000 Coloradans – are among the 6.7 million people across the United States living with Alzheimer’s disease. Beyond the tremendous physical toll the disease takes on diagnosed individuals as well as family members who provide care for them, the costs associated with the disease can be […]

Financial Focus: Can you make charitable giving less ‘taxing’?

By Jeremy Laufer ~ Once again, it’s the season of generosity. In addition to considering gifts for your loved ones, you might want to think about charitable gifts as well. But what should you know before making gifts to charities? And what impact might these gifts have on your financial and tax situation?

Financial Focus®: What should you know about RMDs?

By Jeremy Laufer ~ You may spend decades contributing to various retirement accounts. But for some accounts, such as a traditional IRA and 401(k), you must start withdrawing funds at a certain point. What should you know about this requirement?

Financial Focus® – Consider financial gifts for grandchildren

By Jeremy Laufer ~ If you have grandchildren, you probably enjoy spending time with them and watching them grow. And to help them achieve a bright future, you might like to make some financial gifts — but which ones?    You have several options. Let’s look at three of them:

Financial Focus®: Smart ways to invest in bonds

By Jeremy Laufer ~ Most investors are aware of the different types of stocks: big-company, small-company, technology, international and so on. And it may be a good idea to own a mix of these stocks as part of your overall investment portfolio. But the importance of diversification applies to bonds, too — so, how should […]

Financial Focus® – Retirees: Talk finances with your grown children

By Jeremy Laufer ~ When you’re retired, you’ll likely have some financial concerns — just like all retirees. However, if you’ve invested regularly and followed a long-term financial strategy, you should be able to address most issues that come your way. But there’s one important action that’s sometimes overlooked by retirees: sharing their financial situation […]

Financial Focus® – Biggest threats to a comfortable retirement?

By Jeremy Laufer ~ If you save and invest for decades, you’d like to know you can retire without financial worries. Nonetheless, you still have to be aware of some threats to a comfortable retirement — and how to respond to them.

Financial Focus®: Some ‘did-you-knows’ about estate plans

By Jeremy Laufer ~ If you’ve done any estate planning, or even if you’re just familiar with it, you probably know the basics — that is, a comprehensive estate plan can help you pass on assets to your family while also achieving other goals, such as designating someone to take care of your affairs if […]

Financial Focus®: CDs can be part of your investment strategy

By Jeremy Laufer ~ In the financial world, stocks and stock-based mutual funds often get a lot of attention. And deservedly so, because they often form the core of a portfolio. But to help achieve your goals, you may also want to consider a broader array of investments — one of which may be a […]

Financial Focus: Can you reduce the Medicare surcharge?

By Jeremy Laufer ~ Before you turn 65, you’ll want to become familiar with Medicare’s rules and features. And if you’re a high earner, you’ll want to be especially aware of the Medicare premium surcharge — because, over time, it can add up to some significant dollars.

Financial Focus: COLA is sweet for Social Security recipients

By Jeremy Laufer ~ If you receive Social Security, you’ve probably already heard that your checks in 2023 will be bigger – considerably bigger, in fact. How can you make the best use of this extra money?

Reverse Mortgage Facts – You Have Options

By Paulette Wisch, Universal Lending ~ Many homeowners realize their greatest financial asset is the equity or money they have accumulated in their homes.  If we want to use this money, we consider either selling the home or borrowing against it.  The problem with selling is, we still need a place to live, if we […]

Financial Focus: Protect financial accounts from “cyberthieves”

By Jeremy Laufer ~ Cybercrime is booming. In 2021, the FBI reported that cybercriminals scammed nearly $7 billion from Americans — a figure slightly higher than the gross domestic product (GDP) of Switzerland for that year, according to research organization World Economics. How can you protect yourself from cyberthieves?